top of page
FACTUALITY Logo Final.png

Exploring the Legacy of Redlining at the Civil Rights Symposium in San Francisco



My recent visit to San Francisco for the inaugural Civil Rights Symposium was a profound opportunity to delve into the history and impact of redlining, both nationally and within the city itself. The event brought together activists, scholars, and community members and leaders, all committed to understanding and dismantling the structures of inequality that continue to affect historically excluded communities.


Unpacking the History of Redlining


During my immersive talk, I focused on the origins and lasting effects of redlining, a discriminatory practice that began in the 1930s. The federal government's Home Owners' Loan Corporation (HOLC) created maps to assess the risk levels of neighborhoods for real estate investment, and areas with predominantly Black, immigrant, or low-income populations were marked in red—deemed "hazardous." This practice systematically denied these communities access to home loans, insurance, and other essential services, leading to entrenched racial segregation and economic disparity.


Redlining in San Francisco


While redlining was a nationwide policy, its impact in San Francisco was particularly striking. I explored how specific neighborhoods were effectively cut off from resources and investments, leading to a cycle of poverty and disinvestment that still echoes today.


Intentional Harm


Highways and trains were often deliberately routed through redlined neighborhoods, further decimating communities that had already been cut off from investment. These infrastructure projects tore through the heart of predominately Black communities, displacing families and businesses, and deepening economic and social divides.


While speaking at the podium, my talk was disrupted by a train blaring its horn—a stark reminder of how the scars of residential segregation literally run through right through our cities. The horn served as a powerful, unintended symbol of the enduring impact of these historical injustices.


The Civil Rights Symposium was held in a historically Black neighborhood.



The Ripple Effects of Redlining


The repercussions of redlining are still visible in San Francisco's housing market, racial wealth gap, and neighborhood demographics. By denying generations of families the opportunity to build wealth through homeownership, redlining has left a legacy of inequality that continues to widen the homeownership, wealth, and achievement gap.


Engaging with the Community


One of the most powerful aspects of the Civil Rights Symposium was the chance to engage directly with attendees, many of whom had personal or familial ties to the neighborhoods impacted by redlining. The discussions that followed my presentation were… heartbreaking… I encountered countless attendees who remain impacted by legalized historical injustices.


Moving Forward


Understanding the history of redlining is crucial to advancing social equity.


Understanding the history of redlining is crucial to advancing social equity.


Understanding the history of redlining is crucial to advancing social equity.


As we look to the future, it’s essential to continue these conversations and take actionable steps to ensure that past discriminatory acts are not repeated.


My visit to San Francisco was a reminder of the importance of education, dialogue, and community-driven solutions in the fight for equality. The Civil Rights Symposium was not just a moment to reflect on history but a call to action… a call to continue these conversations and take actionable steps to ensure that past discriminatory acts are not repeated.


- Natalie


Comments


bottom of page